Rocket Money alternatives for tracking subscriptions

Koi's expense tracker is a list of what you pay again and again. Click Tools on the dock, pick Expense tracker, click Add and start typing: services show with their apps' icons, and everyday bills like rent, utilities, internet, phone, a loan or insurance have icons of their own. Anything else, type its name. Then the price and Weekly, Monthly or Yearly, and if you like the day it's paid on, so the next payment shows on its row.

Koi adds it all up: what you spend a month and a year, biggest first, and with your income added, what's left. Tap Fn + ⌘ and say “add Netflix to my tracker” from any app, and Koi adds it; that sends the words to Koi's AI. The list itself is kept on your Mac and never sent anywhere.

Pro is $20 a month, or $192 a year, after a 3-day free trial that needs a card. Lifetime is paid once, from $59. The tracker comes with the rest of Koi: dictation in any app, recorded calls and an AI that sees your screen.

Weakness: it finds nothing by itself. Koi doesn't read your bank, the App Store or your email, has no alerts before a renewal, can't cancel anything, uses one currency for all with nothing converted, and is Mac only.

Anything you pay for through Apple shows in the App Store, and you can cancel it there. It's free and already on your Mac. Apple's steps:

1. In the App Store, click your name at the bottom of the sidebar.
2. On the page that appears, click your name again.
3. Click Subscriptions, then the one you want.
4. Click Cancel Subscription. No Cancel button means it's already cancelled.

Weakness: only what you bought through Apple. Netflix paid by card, your gym and your phone bill aren't there.

Bobby lets you pick from hundreds of preset subscriptions or make your own, shows your total and upcoming bills, and sends a notification before one is due. You add them yourself; there's no bank link. It's free on the App Store, with in-app purchases from $0.99, and the All-in-one Pack at $1.99 or $2.99.

Weakness: it's an iPhone app. It runs on an Apple silicon Mac, but its listing says it's designed for iPhone and not verified for macOS.

Chronicle tracks bills and subscriptions with reminders before they're due, and syncs between Mac, iPhone and iPad through iCloud. On Setapp it needs macOS 12 or later, and Setapp starts at $14.99 a month with 7 days free, which includes many other apps.

Weakness: Setapp is a lot to pay for one bill tracker if you don't use its other apps.

Monarch's Recurring page finds repeating charges in your synced accounts, and you can add your own. It's $14.99 a month or $99.99 a year after a 7-day trial, on the web, iPhone and Android, with 13,000+ institutions. More in our Monarch alternatives page.

Weakness: no free plan, no Mac app, and it needs your bank links.

Copilot Money tracks your accounts and spending automatically, spots subscriptions you forgot, and runs on iPhone, iPad, Mac and the web. Its site lists $95 a year, with a one-month free trial.

Weakness: no Android, no free plan, and it needs your bank links too.